Locate a wide selection of automobile loan choices

The NIH Federal Credit Union provides brand brand brand new and used automobile loans, plus refinance options for the variety that is wide of kinds.

Car loans

The NIH Federal Credit Union provides fast and auto that is easy regardless if you are purchasing or refinancing an automobile, vehicle, or SUV. Our car loan system features:

Same great rates that are low new, utilized and refinanced autos, presently as little as 1.99% APR 1

Terms as much as 84 months

Funding up to 125per cent Loan-to-value 2

No re re payments for the very very first ninety days 3

Exclusive user prices on insurance coverage and security programs

Save your time and cash with your car Buying that is online solution

Would you like to calculate your re re payment? Make use of our automobile loan calculator

Get pre-approved with BEGIN! 5

Our BEGIN (indication Today and Ride Today) system is preferable to a pre-approval that is traditional. Not just would you obtain the assurance to be a money customer, you close your loan also right during the dealership. This is how it really works:

Make an application for low-rate NIHFCU request and financing your BEGIN Express Draft

Bring your START Draft towards the shop and dealer confidently such as for instance a cash customer

Close on NIHFCU funding during the dealership. Simply fill out of the START Draft and allow dealer look after the remainder

Drive from the lot without unneeded delay

Car Buying Services

Go shopping for your auto that is next with free, no responsibility vehicle Buying provider, with unique user prices at convenient dealerships, nationwide.

Auto Loans for International Fellows

Have you been a international other? Make sure to take a look at our popular Fellows Advantage Program to guide your unique borrowing requirements. Discover more

Motorcycle Loans

The NIHFCU funds new and utilized motorcycles and our system features:

Great low prices presently only 5.74% APR 1

Terms as much as 84 months

Funding up to 100per cent Loan-to-value 2

No re payments for the very first 3 months 3

Exclusive user prices on protection and insurance programs

Wish to calculate your re payment? Use our car loan calculator

Refinance to cut back your price and reduce your payment

A lot of people don’t obtain the most readily useful deal once they first finance their purchase, whether it is in the dealer or perhaps a bank. That’s where we are presented in, with exemplary refinance terms that could be in a position to assist quickly recover cash you can make use of for cost cost savings or other requirements. Today contact a loan representative.

All auto refinance that is online

We refinanced my car with NIHFCU and so they provided me with a rate that is great! Extremely easy procedure. We entirely did everything online without the need to go directly to the branch. I became also in a position to sign all my papers electronically. Process just took about 5 days!

Allow the NIHFCU protect both you and your car

Force away expensive repairs, even though you fund elsewhere. MRC provides protection at any fix center in america and Canada plus much more, including:

Car rental as much as $35/day for 5 times

24-hour crisis roadside support 10

Travel expenses reimbursement, as much as $500 11

Select the MRC plan that is perfect for your requirements at our Protection Program contact or page us.

Car insurance with original Prices

NIHFCU users meet the criteria for discounted auto insurance prices from leading providers, through our partner, Trustage ®12

You might save yourself a typical of instant approval payday loans in ohio over $500 8

Complement a house policy to save more possibly

Get an immediate on the web and no force estimate

To get more great benefits and details see our Insurance page or e mail us.

NIHFCU Loan Guardian

Safeguard your loved ones from the unexpected and erase your loan financial obligation in case there is

With regards to the situation, Loan Guardian could possibly cancel your staying payments up in to the contract optimum. 6 For complete details, see our Protection products page.

Guaranteed In Full Resource Protection (GAP)

If for example the car is totaled or taken, your insurance may well not protect adequate to spend down your loan. GAP 7 will help spend the huge difference. GAP protection includes:

Exclusive rates that are low simply $395 8 for automobiles and $419 8 for motorcycles

Deductible support for collision claims

Pay upfront or roll into the month-to-month loan re re payments

For full details, go to our Protection products web page or contact us.

Call us today

Easiest application for the loan ever!

The mortgage application had been an easy and fast process. The employees had been extremely friendly whenever we called to ask questions regarding the mortgage and just how to begin paying it back once again. Overall, it has been a great experience.